Lending Disclosure: Humble Quick Cash is not a direct lender. We are a loan matching service that connects consumers with a network of independent third-party lenders and Credit Access Businesses. We do not make credit decisions or provide lending offers.
APR Disclosure: Annual Percentage Rates (APR) for payday loans in Texas can range from 200% to 600% or more. The APR is influenced by the interest rate from the lender and the service fees charged by the Credit Access Business (CAB).
Credit Check Notice: Submitting a request does not guarantee you will be matched with a lender or approved for a loan. Lenders may perform credit checks through traditional bureaus or alternative providers to determine creditworthiness.
State Information: In Texas, this service is governed by the Credit Access Business Act. All matched lenders must be licensed and follow the regulations set forth by the Texas Office of Consumer Credit Commissioner (OCCC). Consumers are encouraged to call the OCCC Consumer Helpline at 1-800-538-1579 for information regarding their rights.
State Regulations: Texas Finance Code Chapter 393 (Credit Services Organizations/CABs)